PRIVACY & SECURITY POLICY

Credit Card Advisor has created this Privacy Statement to demonstrate its firm commitment to privacy. The following discloses our information gathering and dissemination practices for the Web site Credit Card Advisor.

Our hosting service logs IP addresses, browser types and referral information which is used by our marketing staff. We may use personally-identifying information to improve our marketing and promotional efforts, to statistically analyze site usage, to improve our content and product offerings and to customize our site"s content, layout and services.

We may use your information to deliver information to you that, in some cases, is targeted to your interests, such as banners, new services and promotions. We may ask you to provide us voluntarily with additional information regarding your personal or business interests, experience or requests, which we may use to customize our service for you.

We may also use or disclose information to resolve disputes, investigate problems, or enforce our User Agreement. At times, we may review status or activity of multiple users to do so. We may disclose or access information, whenever we believe in good faith that the law so requires or if we otherwise consider it necessary to do so to maintain and improve our services.

Users can contact Credit Card Advisor to remove certain information from our databases and opt out of future solicitations from us or to change or modify any information previously provided to us.

PROMOTIONS
To preserve customer"s anonymity and to assure the quality of customer communications, Credit Card Advisor provides customers with the opportunity to opt out of any further marketing promotions. Our site provides users the opportunity to opt out of receiving communications from us or our partners at the point where we request information.

DISCLOSURE TO OUTSIDE PARTIES
Aggregate statistics about our customers, sales, traffic patterns and related site information may be provided to reputable third parties. These statistics may contain personally identifying information, but will not contain financial information. Credit Card Advisor may release account information when we believe, in good faith, that such release is reasonably necessary to comply with the law, enforce or apply the terms of any of our user agreements or protect the rights, property or safety of Credit Card Advisor, our customers or others.

COOKIES
We may use outside companies to display ads on our site. These ads may contain cookies (pieces of information that a website transfers to an individual"s hard drive for record keeping purposes while at the site). While we may use cookies in other parts of our site, our ad company collects cookies received with banner ads and we do not have any access to this information.

THIRD PARTY PRACTICES
The Privacy Policy of an advertiser or promotional service appearing at our site may differ from ours. We encourage you to read that policy before responding to that offer.

COPPA
This site complies with the Children"s Online Privacy Protection Act of 1998. This site is not specifically directed to children under 18. If this site has been informed or unintentionally collected or received information from a child under 18, we will delete such information from our databases immediately. This site shall not knowingly distribute any personally identifiable information erroneously collected from children under 18. If a child had provided us with personally-identifying information without parental or guardian consent, the parent or guardian should contact us to remove that information and opt out of promotional opportunities.

POLICY CHANGES
With or without prior notification, we may find it necessary or be legally obligated to update this Privacy Policy from time to time. All changes will be posted at this site. Except as otherwise required by law, modifications to this Privacy Policy will not affect the privacy of data collected by us prior to the effective date of the policy change.

YOUR CONSENT
By using our site, you consent to the collection and use of this information by Credit Card Advisor. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it and under what circumstances we disclose it.

CONTACTING US
If you have any questions about this privacy policy, the practices of this site or your dealings with this Web site, you can contact us at: info@creditcardadvisor.net.